Parking PCNs
On street and council car park penalty charge notices, the most common fine in the UK and the fastest to escalate.
Planned at launchComing soon to the UK
One fine should
never become three.
Most councils will not let you pay a parking fine in instalments. We are building the option that will.
Penalty charge notice
PCN 04521 · Camden
Due in full by 14 March
£160.00
With PayMyFines
4 × £40.00
per
month
The problem
A £160 ticket can end up costing £559.
Fine escalation is not an edge case. It is how the system is built. Here is the timeline drivers are up against.
-
£80
Within 14 days
Pay early and most councils halve the penalty. This is the only cheap window you get.
-
£160
Day 15 to 28
The discount expires. The full penalty is due and the clock keeps running.
-
£240
Charge certificate
Left unpaid after the Notice to Owner, the penalty rises by 50 percent automatically.
-
£559
Court and bailiffs
Registration at the Traffic Enforcement Centre adds £9. Enforcement agent fees add £310 more.
Figures based on published council PCN guidance and the Taking Control of Goods (Fees) Regulations 2014.
Three moves, once we are live.
Send us the notice
Upload your PCN while you are still inside the payment window. Parking, bus lane, or moving traffic.
We pay the council in full
The penalty is settled straight away, before the discount deadline passes or extra charges land.
You repay in fixed instalments
Clear amounts and clear dates, agreed upfront. No rolling interest and no moving target.
Fines should be a one off cost, not a debt spiral.
Councils treat a parking fine as all or nothing. Full amount, short deadline, and for most drivers no instalment option at all.
For anyone without a spare £160 in a given week, that turns a parking mistake into court fees, enforcement agents at the door, and months of pressure over something that started as a ten minute stop.
We want to break that at the earliest possible point. Pay the fine before it escalates, then let people repay it at a pace their actual income can handle.
Why we are building thisThe fines we plan to cover.
Council issued penalties are the priority, because they are the ones that escalate fastest and hit hardest.
Bus lane and moving traffic
Camera enforced contraventions such as bus lanes, box junctions, and banned turns.
Planned at launchClean air and congestion
Penalties from Clean Air Zones, ULEZ, the Congestion Charge, and Dart Charge crossings.
Under reviewTell us if this would help you.
We are validating demand before we build the payment engine. Your email and your experience shape what we launch, and how.
- One email when the pilot opens. Nothing else.
- Your details are never sold or shared.
- No payment details, no credit check, no cost.
You are on the list.
We will email you the moment the pilot opens. Nothing else, and nothing to anyone else.